File better cases. Waste less time on noise.
Decision Deck helps AML teams turn alerts into defensible reporting decisions at lower cost.
Suspicious Activity Reporting is expensive and wasteful with extreme false positive levels and expensive manual review processes.
Better SAR quality · lower investigation waste · stronger audit and regulatory confidence.
Reduce alert noise and investigation backlog
Most AML teams face an excess of weak alerts. This is a huge cost and weak alerts obscure important cases.
Decision Deck separates noisy activity from cases that show evidence-supported suspicion.
Components used
- Predictive models
Use classification and sequence models to assess transaction risk and typology relevance.
- Behavioural Dynamics ↗
Turns transaction patterns, account movement and customer activity into behaviour state signals.
- Noise Resilience ↗
Keeps weak, incomplete or conflicting signals from being treated as suspicion too early.
- Risk Stratification ↗
Separates low concern, unresolved uncertainty, high-risk activity and urgent escalation.
- Case Triage ↗
Routes investigator time to cases with the strongest evidence, urgency or consequence.
Related activity becomes visible before the decision is made
Suspicion often appears across relationships. A single transaction may look harmless but a customer, counterparty, merchant, device, account and prior alert may tell a different story together.
Decision Deck connects activity across entities before the AML decision is made.
Components used
- Matching Block ↗
Links customers, accounts, transactions, counterparties, merchants, devices, documents and prior alerts.
- Behavioural Dynamics ↗
Reads how the relationship pattern is changing over time.
- Predictive models
Score connected activity, not only isolated transactions.
- Risk Stratification ↗
Separates isolated anomalies from connected patterns that need investigation.
- Evidence Vault ↗
Records the relationship context used in the decision.
False positives are suppressed with a reason
Suppressing false positives is valuable only if the business can prove why suppression was safe. Static suppression rules can remove noise and create compliance risk.
Decision Deck suppresses known low-risk patterns only when the evidence and policy allow it.
Components used
- Noise Resilience ↗
Identifies repeat noise, weak matches and benign anomalies without erasing uncertainty.
- Matching Block ↗
Checks whether the alert matches a trusted pattern, known counterparty or previous cleared case.
- Policy Dynamics ↗
Defines when suppression is allowed, restricted or requires human review.
- Monitoring
Tracks suppression outcomes so patterns can be reviewed and changed.
- Evidence Vault ↗
Records the suppression reason, evidence, policy and prior decision history.
Investigators get cases that are ready to work
AML investigation time is wasted when the case arrives without the right evidence, relationship context or policy reason. The analyst has to rebuild the case before judging it.
Decision Deck prepares the case before it reaches the investigator.
Components used
- Case Triage ↗
Prioritises cases by risk, urgency, evidence quality and regulatory consequence.
- Recommendations Block ↗
Suggests the next step: monitor, request evidence, link cases, escalate, close or prepare for filing review.
- Policy Dynamics ↗
Applies typology guidance, evidence standards and escalation rules.
- Exception Handling ↗
Captures cases that cannot safely follow the normal path.
- Evidence Vault ↗
Gives the investigator the decision history, linked activity, reason codes and evidence trail.
SAR filing becomes a governed judgement
The filing decision is too important to be a loose case note. The business needs to know why a SAR was filed, and just as importantly, why one was not filed.
Decision Deck supports the filing judgement with evidence, policy and reasoning.
Components used
- Risk Stratification ↗
Separates unresolved alerts from cases that meet the suspicion threshold.
- Policy Dynamics ↗
Applies jurisdiction, typology, escalation and reporting rules before the final judgement.
- Recommendations Block ↗
Supports the next action: continue investigation, escalate to MLRO, file, or close with rationale.
- Evidence Vault ↗
Records what was known, what was considered, what uncertainty remained and why the final reporting decision followed.
- Human review
Keeps accountable AML judgement in the loop for filing and high-risk escalation.
PEP, sanctions and adverse media matches do not flood senior review
Screening matches can be noisy, especially with common names, weak aliases, outdated roles or partial data. Senior review is expensive and needs to see the right cases, not every match.
Decision Deck turns screening matches into explainable escalation decisions.
Components used
- Matching Block ↗
Shows what matched: name, alias, date of birth, role, address, ownership link or transaction context.
- Noise Resilience ↗
Separates weak match noise from evidence that needs review.
- Risk Stratification ↗
Separates low relevance, unresolved match, high-risk match and mandatory escalation.
- Policy Dynamics ↗
Controls when a match must be blocked, reviewed, escalated or dismissed.
- Evidence Vault ↗
Records the match rationale and reviewer disposition.
Policy change becomes safer across the AML control environment
Changing AML thresholds can create immediate consequences. A tighter rule may flood queues. A looser rule may miss risk. A new typology may change what gets escalated. A jurisdiction rule may change filing obligations.
Decision Deck tests AML policy changes against case evidence before deployment.
Components used
- Policy Dynamics ↗
Versions typology rules, escalation rules, evidence standards and filing thresholds.
- Simulation
Tests changes against historical alerts and current case populations.
- Predictive models
Estimate impact on alert volume, escalation quality, false positives and investigation load.
- Monitoring
Shows what changed after deployment and where outcomes diverge.
- Evidence Vault ↗
Links each AML decision to the policy version active at the time.
Improve AML reporting quality without adding investigation drag
Decision Deck helps AML teams focus on real suspicion, reduce weak escalation and defend reporting decisions with evidence.
Use it to manage alert triage, investigation routing, false positive suppression, escalation and SAR judgement with stronger control.